I understand what is meant by financial literacy and its importance	114	1	2	3	4
I recognize that financial literacy is a lifelong endeavor	115	1	2	3	4
I identify the costs and funding sources associated with various education and career pathways	116	1	2	3	4
I develop a personal financial plan to support the achievement of education, life and career goals and set short- and long-term financial goals to support making healthy financial decisions that lead to financial security (e.g., saving and investing money, debt financing and sources, contractual obligations)	117	1	2	3	4
I know how to develop and manage a budget	118	1	2	3	4
I know how to keep personal information safe and secure, to prevent and protect against fraud and financial abuse	119	1	2	3	4
I maintain financial records, as required, to assist with calculating, submitting and supporting reports (e.g., income tax, loan applications, requests for financial assistance)	120	1	2	3	4

Area for development = Less than 21 / Area of Strength 21 and over